Terms of Use

These Terms of Use govern access to and use of the services offered on the financial brokerage website Providon Finance Inc.

By accessing the website, conducting a loan or investment simulation, or submitting a quote request form, you agree to be unconditionally bound by these terms. If you do not accept these terms, please refrain from using our services.

For the purposes of these terms:

• "Platform" or "Site": Refers to the main website and all pages operated by Providon Finance Inc.
• "User": Refers to any individual or legal entity visiting the site or requesting a financing evaluation.
• "Brokerage Firm": Refers to GKS Finance, acting as an independent intermediary between the User and partner financial institutions in Canada.
• "Partner Financial Institutions": Refers to Canadian chartered banks, credit unions, and licensed lenders that evaluate and grant financing.

Access to our web platform is free for any user with Internet access. All costs related to equipment, mobile devices, and telecommunication networks remain the User's responsibility.

To submit a quote request or seek broker services, the User must have reached the legal age of majority in their province or territory of residence in Canada (18 in Quebec, Ontario, etc.) and possess the legal capacity to enter into a financial commitment.

Providon Finance Inc acts exclusively as an independent financial brokerage firm. We do not directly lend our own capital; rather, we shop and negotiate loan and investment offers from over 50 financial institutions in Canada.

The User agrees to provide accurate, truthful, and up-to-date personal, financial, and professional information in all submission forms.

Submitting false statements, misleading information, or altered documents results in the immediate rejection of the financing request and may lead to legal recourse under applicable Canadian laws.

All visual elements, text, trademarks, logos, calculators, and content presented on this platform are protected under the Copyright Act of Canada and remain the exclusive property of Providon Finance Inc.

Any unauthorized reproduction, distribution, or reuse of this site's content without prior written consent is strictly prohibited.

Providon Finance Inc strives to ensure the accuracy of interest rate and financing terms. However, rates and criteria vary based on the borrower's financial profile and developments in the Canadian banking market.

The collection, use, and disclosure of your personal information within our brokerage services are conducted in compliance with Quebec Law 25 and PIPEDA in Canada.

To learn about all your privacy rights regarding personal information, please consult our Privacy Policy.

Our website may contain links to partner sites or third-party financial institutions. We exercise no control over the content or privacy practices of these external sites and disclaim all liability in this regard.

We reserve the right to revise these Terms of Use at any time to reflect legislative, regulatory, or operational changes in Canada. The updated version is applicable immediately upon publication on the platform.