Auto Brokerage in Canada • Rates from 6.49%

Auto Financing
& Vehicles Across Canada

New, used, electric vehicles, or commercial fleets. Up to $3,500,000 in financing negotiated across more than 20 specialized auto lenders.

Budget Relief • Up to -60%

Consolidation
Debt Relief Made Simple

Consolidate credit cards (19.99%+), personal loans, and credit lines into a single lower-rate monthly payment. Refinancing capacity up to $3,500,000.

Mortgage Brokerage • 50+ Lenders Compared

Mortgage Loan
& Refinancing

Home purchases, condos, multi-unit properties, or home equity refinancing up to $3,500,000. Down payment from 5% and amortization up to 30 years.

Commercial Financing • Up to $3,500,000

SME Financing
& Businesses

Working capital, equipment purchases, and commercial expansion. Up to $3,500,000 for self-employed workers and Canadian businesses.

Financing & Loans Across Canada

Our Specialized Loan Solutions

Every project benefits from personalized negotiation with Canadian financial institutions to obtain the most competitive rate.

Auto Credit
Auto Loan From 6.49%

Auto & Vehicle Credit

New, used, electric vehicles or commercial fleets. Fast approval with more than 20 specialized auto lenders in Canada.

Ceiling 3 500 000 $
Amortization 12 à 84 months
Consolidation
Consolidation Up to -60%

Debt Consolidation

Consolidate high-interest credit cards (19.99%+), loans, and lines of credit into one single lower-rate payment to regain financial peace of mind.

Negotiated Rate From 5.99%
Ceiling 3 500 000 $
Mortgage
Mortgage Down payment from 5%

Mortgage Loan & Refinancing

First property, multi-unit building, or home equity refinancing. Over 50 institutions compared by a licensed broker.

Amortization Up to 30 years
Ceiling 3 500 000 $
SME
SME Credit Up to $3,500,000

SME & Commercial Financing

Working capital, equipment purchases, cash flow gaps, and commercial expansion. A, B programs and private lenders.

SME Limit 3 500 000 $
Turnaround 24 – 48h
Personnel
Personnel Up to $3.5M

Unsecured Personal Loan

Unrestricted financing for renovations, studies, or personal projects, with no prepayment penalties.

Ceiling 3 500 000 $
Direct Deposit 24 – 48h

Need Personalized Advice?

Our certified brokers analyze your file live and shop for the best terms across our partner institutions.

50+ lenders compared
No impact on your credit file
Response within 24 to 48 business hours
Calculator & Amortization Schedule

Calculate Your Monthly Payments & Schedule

Accurately estimate your repayment in $ CAD (up to $3,500,000) based on negotiated rates with our Canadian banking partners.

Requested Amount $ CAD
$ Ceiling: $3,500,000 3 500 000 $
Financing Term months ( years)
months months
Indicative negotiated wholesale rate:
Funding in 24-48h
Estimated Summary
Estimated Monthly Payment $ / months
Requested principal: $ CAD
Term: months
Estimated total interest: $
Total repayment: $

Detailed Amortization Table

Complete month-by-month schedule for a loan of over .

# Month Monthly Payment Principal Repaid Interest Paid Remaining Balance
Canadian Wealth & Investment Division

Grow Your Wealth
with 360° Tax Optimization

A distinct approach from credit: develop your assets through TFSA, RRSP, FHSA, and diversified ETF portfolio management.

Stock Market Investment
Financial Markets

Stock Market & ETF Investment

Access Canadian and international index portfolios. Maximize your returns through compound interest and automated rebalancing strategies.

CELI 100% Tax-Free
REER Tax Deduction
CELIAPP 1st Property
Gestion de Capital
Private Wealth

Capital & Wealth Management

Build and protect your assets with a bespoke financial plan: estate planning, multi-account tax optimization, and secure passive income.

FCPE Protected Funds
CIPF Guaranteed $1M
360° Planning
Providon Finance Inc
Licensed Brokerage in Canada

The Expertise of an Extensive Banking Network at Your Service

Why Choose Our Brokerage Firm

Your Independent Advisor for the Best Terms

Unlike a traditional bank that only offers its own catalog, Providon Finance Inc pits over 50 major banks, credit unions, and specialized lenders in Canada against each other to bring you the most advantageous terms tailored to your profile.

Multi-Lender Negotiation

Direct competition among dozens of Canadian financial institutions to secure the lowest rate.

Response in 24 to 48h

Applications processed with priority by our partner account managers for rapid fund disbursement.

PIPEDA / LPRPDE Compliance

Your personal information is protected according to Canadian banking security standards.

Dedicated Guidance

A dedicated advisor assists you at every step, from simulation to final disbursement.

Partner Institutional Network

Our Banking Partners & Lenders Across Canada

We negotiate directly with major Canadian financial institutions to secure the best market rates for you.

RBC Banque Royale
RBC Banque Royale Chartered Bank
BMO Banque de Montréal
BMO Groupe Financier Chartered Bank
Banque Scotia
Banque Scotia Chartered Bank
Banque Nationale
Banque Nationale Authorized Partner
Banque Laurentienne
Banque Laurentienne Authorized Partner
MCAP
MCAP Financière Mortgage Lender
Banque Manuvie
Banque Manuvie Financing & Savings
Peoples Trust
Peoples Trust Canada Trust Company
SCHL Canada
SCHL Canada Federal Loan Insurance
Sun Life
Sun Life Financière Wealth Management
Standard Life
Standard Life Institutional Funds
Savignac Lalonde
Savignac Lalonde Brokerage & Advisory
100% Digital Process

Your Financing in 4 Simple Steps

From your initial estimate to the deposit of funds into your Canadian bank account.

01

1. Online Simulation

Define your amount and term in $ CAD. No obligation and no impact on your credit bureau score.

No Credit Bureau Impact
02

2. Multi-Lender Shopping

Your broker submits your file across 50+ partner banks and credit unions to find the lowest rate.

Decision within 24h
03

3. Offer & Signing

Clear presentation of negotiated terms and secure digital signing right from your mobile phone.

Secure Digital Signature
04

4. Direct Fund Deposit

Rapid disbursement of funds directly into your Canadian bank account via electronic transfer.

Deposit within 24 to 48h
Google Verified Canadian Reviews

What Our Canadian Clients Say About Us

4.9 / 5 Based on 1,450+ verified reviews
MG

Mathieu Gendron

Montréal, QC • SUV Auto Loan
Google

"My dealership was imposing 8.99% interest. Thanks to comparative analysis, my broker negotiated 6.49% with a partner bank. Transfer and digital signature settled in 24h."

Certified Google Review 1 week ago
VC

Valérie Côté

Gatineau, QC • Consolidation
Google

"Consolidation of 3 credit card balances at 20.99% into a single 6.49% loan. A breath of fresh air with $380 in monthly savings. 100% online process."

Certified Google Review 2 weeks ago
FL

François Lemieux

Québec, QC • SME Financing
Google

"As owner of a transport company, I secured a $180,000 commercial line of credit in 48 hours. Impeccable support for entrepreneurs."

Certified Google Review 3 weeks ago
Transparent Comparison

Why Work With an Independent Broker?

Compare the tangible advantages of our multi-lender network versus approaching a single bank directly.

Financing Criteria Providon Finance Inc Your Traditional Bank
Financial Institutions Compared 50+ banks, credit unions & alternative lenders 1 single institution (its own products only)
Offered Interest Rate Wholesale rate / Institutional volume Retail branch posted rate
Preliminary Decision Turnaround 24 to 48 business hours 10 to 25 business days
Available Financing Ceiling Up to $3,500,000 CAD Caps limited by internal ratios
Self-Employed & Complex Credit Specialized A, B & Private Programs Automatic decline if rigid criteria not met
Receive an Offer within 24 Business Hours

Ready to Bring Your Financial Project to Life?

Apply online in 3 minutes. Our partner brokers shop across Canada's largest institutions on your behalf.

Advisor Available
19:44

Have a question about a loan? Chat live with an expert.

Financial Advisor

Providon Finance Inc • Online
Friday, 19:44
Providon Finance Inc 19:44

Hello! 👋 How can we assist you with your financing project today?

Quick suggestions:
End-to-end encrypted Fast response under 1h

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